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Disability rights advocates and certain Members of Congress (led
by Senator Kennedy and Representative Dingell) are ready to
introduce some vital legislation that would help fund long-term
services and supports for people with disabilities, but we need
help to secure the right mix of co-sponsors to increase the bill's
chances of success once it's introduced.
It's time to get excited about the Community Living Assistance
Services and Supports Act (CLASS Act)!
Show your CLASS spirit, and call your Members today!!
WHO: All Members of Congress, however, we have particular need to
gain support from Senate Republicans, and we need lots of "CLASS
spirit" from folks in Maine and Pennsylvania, as we're targeting
Senators Snowe, Collins, and Specter specifically for co-
sponsorship
WHAT: Contact your Members of Congress and urge them to support
the CLASS Act. (Go to Congress.org and enter
in your zip code to find your Representatives and Senators)
Tell them that people with disabilities and their families want a
way to invest in and plan for their own long-term care needs so
they can maintain independence and live in the community, and that
the CLASS Act will help this happen.
WHEN: We have a special need for a grassroots rumble now and next
week during the Congressional recess, although showing grassroots
support for the CLASS Act should be ongoing.
BACKGROUND: Today, there are approximately 10 million Americans
who need long-term services and supports to maintain independence,
employment, and remain in their communities. And that number is
only going to rise as the population ages.
Most private-sector insurance plans are constrained in the
protection they can offer at an affordable price, and neither
Supplemental Security Insurance (SSI) nor Old Age, Survivors, and
Disability Insurance (OASDI) programs take the extent and
character of disability into consideration when providing
benefits.
As a result, most Americans who have or develop significant
functional limitations can only access coverage for the services
they need to maintain their independence through Medicaid. Relying
on Medicaid for critical supports means lots of people with
disabilities have to "spend down" their assets and remain poor and
unemployed to maintain their eligibility.
The Community Living Assistance Services and Supports Act (CLASS
Act) will offer an alternative to Medicaid by creating a national
insurance program through a voluntary payroll deduction to help
adults who have or develop functional impairments to remain
independent, employed, and stay a part of their communities. Those
who are working and voluntarily contributing to the program will
have access to benefits, on the basis of their ability to perform
daily living activities or an equivalent cognitive impairment. The
benefits received may be spent however the individual feels is
most appropriate toward their long-term needs, be it a housing
modification, transportation modification, assistive technology,
or personal assistance services.
The large risk pool created by this program will make additional
coverage much more affordable than it is today, which will give
individuals a chance to invest in their own futures and gain
access to supports without requiring them to become impoverished
to qualify.
We hope that introduction of the CLASS Act will help generate a
broad, national discussion on how to promote independence and
dignity and keep people out of institutions.
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