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Access to housing is crucial to our security and independence. Federal law prohibits any discrimination in housing - in sales, rental, financing and other housing related transactions – based on disability. It also mandates accessible housing for people with disabilities.

Nonetheless, people with disabilities often encounter barriers in finding accessible and affordable housing.

AAPD supports greater availability of accessible, affordable, integrated, and self-determined housing and rigorous implementation of all Fair Housing laws.

AAPD is a member of the Consortium for People with Disability’s (CCD) Housing Task Force. For more information see the CCD website.

The national average rent for a modestly priced one-bedroom apartment is greater than the entire Supplemental Security Income (SSI) of a person with a disability.

- Priced Out 2010, TAC and the CCD Housing Task Force

Access to transportation is important in housing decisions. AAPD partners with the Leadership Conference Fund on its Transportation Equity Program. For more information, see the Transportation page.


There are several federal laws that address housing for people with disabilities, including the Fair Housing Act, the Rehabilitation Act and the American with Disabilities Act. The United Nations Convention on the Rights of People with Disabilities also includes several provisions related to housing.


Fair Housing

Federal law prohibits discrimination in housing based on disability. For a list of your rights under fair housing laws, click here.

Fair Lending

Federal law also prohibits unfair or discriminatory procedures in lending. This includes taking any of the following actions based on disability:

  • Refusing to make a mortgage loan
  • Refusing to provide information regarding loans
  • Imposing different terms or conditions on a loan, such as different interest rates, points or fees
  • Discriminating in appraising property
  • Refusing to purchase a loan or set different terms or conditions for purchasing a loan

For more information on fair lending, click here.


If you believe that your rights to secure housing have been violated, you may file a complaint with the U.S. Department of Housing and Urban Development (HUD).


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The American Association of People with Disabilities:

Promoting equal opportunity, economic power, independent living and political participation for people with disabilities.

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